How to know if you have a cash flow problem and how to find a genuine cash flow solution.

It is common knowledge that poor cash flow is the biggest threat to, and greatest cause of, business failure for SME’s in Australia. Yet it can be difficult to identify if your business suffers from a cash flow problem – when your cash balance is low it always seems like you just need more cash, […]
How fast and easy loans can damage your business

There is a plethora of business loans that are advertised with “Quick finance – apply and approved within minutes” or “You only need to have had an ABN for the past 6 months”. It can be tempting to obtain such a loan – the paperwork is simple, you often only need to provide a Director’s […]
How to build your business with no money down and receive infinite returns.

Which would you choose? 🤔 Here’s a scenario, and to keep it simple, let’s use simple numbers (the concepts hold true – the numbers will vary from business to business): Your business provides goods and/or services to other business clients. You accept the credit demands of your customers and so you’re forced to wait 30 […]
A summary of our facilities

Capitalise Business Finance offers a range of business financing solutions. Our core strengths are our flexible, tailor-made cash flow and working capital solutions as well as our short-term business loans. Growing SME’s benefit from the flexibility our Invoice Finance solution offers, allowing them to pivot and adapt to changing business needs knowing that they have […]
The key to ending your cash flow problems is your Cash Conversion Cycle

Your cash conversion cycle is the key to unlocking strength and growth in your business without taking on debt or other restrictive finance facilities. By effectively managing your cash conversion cycle, finance would never be the bottleneck in your business. Imagine running a business where you are paid for your products or services before you […]
The best invoice finance facility in Australia

If you’ve ever searched for an invoice financing facility for your business, then you’d appreciate how nice and simple it would be if we could just Google search for “the best invoice financing facility in Australia” and pick one from the top two or three on the list that’s generated. Fortunately, it’s not that simple […]
Which finance option best suits your business?

The table below shows the features and benefits of our three main cash flow and working capital solutions – Invoice Finance, Trade Finance and Supply Chain Finance – noting what each facility is capable of providing for businesses. When your answer to “what do I want to achieve?” is listed in the table in the […]
Common causes of cash flow problems and how to overcome them

How do you know when you have a cash flow problem? Quite simply, it’s when you do not have the cash to pay your liabilities when due. There are many reasons why this may occur and each reason will have its own unique solution – there’s no “one-size-fits-all” solution to cash flow problems. Taking on […]
Cash Flow Improvement Checklist

This checklist will show items that are applicable to some businesses, and not to others. Use it as a guide and a “thought provoker” to help you identify opportunities in your business to improve cash flows. Remember – “cash is king” – keep this in mind so that your focus remains on cash flow and […]
What is Invoice Finance?

We are all familiar with the term “Cash is King”. What does it mean from a business perspective? Cash flow (the inflow and outflow of cash) for businesses is like the lifeblood of your business – a business can be very profitable, but without cash coming in, it risks dying. By forecasting cash flows in […]