How to know if you have a cash flow problem and how to find a genuine cash flow solution.

It is common knowledge that poor cash flow is the biggest threat to, and greatest cause of, business failure for SME’s in Australia. Yet it can be difficult to identify if your business suffers from a cash flow problem – when your cash balance is low it always seems like you just need more cash, […]
The key to ending your cash flow problems is your Cash Conversion Cycle

Your cash conversion cycle is the key to unlocking strength and growth in your business without taking on debt or other restrictive finance facilities. By effectively managing your cash conversion cycle, finance would never be the bottleneck in your business. Imagine running a business where you are paid for your products or services before you […]
How to minimize invoice financing costs

Cash flow is one of the biggest challenges facing SME’s in Australia and is the number one reason for business failure. Xero recently conducted a survey and found that 45% of businesses had negative cash flow in July. Without positive cash flow, a business quickly runs out of money, and sometimes it’s those businesses in […]
The fiction of whole book factoring

Invoice financing is a largely unregulated industry, meaning that invoice financiers can write their own rules on if and how they fund clients and the prices they charge. With many different lenders in the market, it is difficult to find the right lender for your business. What makes it even harder is that each lender […]
Invoice financing – how much does it really cost you?

Finding the right finance for your business is just as important as any other aspects of your business – the wrong product could prove costly, or at worst fatal, to your business. There are many products available on the market and, depending on your specific business needs, not all options would be available to you […]
Using the right kind of debt to achieve your business and life goals

Did you know that not all debt is the same? Although there are many loan and financing options in the marketplace, knowing when and where to use certain types of debt will determine your overall success in life. Debt can be broken down into many categories, but on the whole there are two main types […]