OUR Financial Services
How we help
Invoice Finance
Every business experiences highs and lows. To respond quickly to your market, you need a financier and finance facility that moves with your needs.
Many businesses do not need a traditional invoice finance facility – restrictive contract terms and conditions add unnecessary expense to a business and hinders business growth. Dealing with an “account manager” who doesn’t know you nor your business can be very frustrating and could lead to lost opportunity. At Capitalise Business Finance, our invoice financing facility has no lock-in contracts, no hidden fees, gives you the flexibility in dictating when and how much you finance, and you deal directly with us – your financier.
Invoice financing is a fast and effective solution to ensure that your business gets paid when you need funds, without tying up property or equipment as security.
Supply Chain and Trade Finance
Your suppliers are the lifeblood of your business, so it’s important to look after them and ensure they are paid on time, every time.
However, managing supplier payments can be difficult, especially when your own customers are demanding extended credit terms. With our supply chain finance facility, we provide you with the technology and the funds to make supplier payments from an off balance sheet credit fund – a debt free solution that strengthens your supply chain, can increase your gross margin, and reduces your working capital needs. Suppliers can receive payment whenever their business needs it (including COD terms), while you can extend your terms back to us. We can even make payments to overseas suppliers prior to shipment of goods.
With no lock-in contracts and complete flexibility in controlling which suppliers and invoices are approved, you can maximise the benefit to your business while helping your suppliers manage their own cash flows – it is a win-win situation for everyone.
Short Term Loans
For businesses where a debt-free solution isn’t an option, we can provide you with a short term loan secured against current assets. By leveraging your assets, there’s no need to sell property or disrupt your existing relationship with a first mortgagee or current financier.
For businesses looking to refinance existing facilities, require capital for expansion, fund inventory, looking for a bridging loan or any other type of business need, Capitalise Business Finance can provide you with a loan to suit. Timing is often critical when taking advantage of a business opportunity – we provide loans within a short turnaround and approval time.
